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Production environment

GDPR​

In order to comply with GDPR requirements when using our interface, it is necessary that the following clickable/scrollable text appears on your website in the shopping cart process for our payment method:

CZ: You acknowledge that your personal data, including your first name, last name, address, email, and phone number, will be transferred to Home Credit a.s., Nové sady 996/25, 602 00 Brno, IČO 26978636, e-mail: info@homecredit.cz, registered in the Commercial Register maintained by the Regional Court in Brno, Section B, File 4401 (hereinafter referred to as 'HC') for the purpose of pre-filling the service request form.

SK: You acknowledge that your personal data, including your first name, last name, address, e-mail, and telephone number, will be provided to Home Credit Slovakia, a.s., Teplická 7434/147, Piešťany 921 22, ID No. 36 234 176, e-mail: posta@homecredit.sk, registered in the Commercial Register maintained by the District Court of Trnava, Section Sa, File No. 10130/T for the purpose of pre-filling the application for the provision of services

Prerequisites​

To access the interface in the production environment, you need access data (username + password) that differs from that used to access the test environment. You can obtain them in the same way as those for accessing the test interface (see Test Environment).

Enter the parameter specifying the Home Credit product set to be used for the calculation into the repayment calculator - if the goods are included in a special promotion (e.g., "0%"), to which the calculation under the promotional product set applies, it is necessary to use this set in this step - It is desirable that the e-shop product management allows this property to be easily set (an alternative is to have this option, e.g., for a selected product category)

Environment​

The production environment is available at

A sample GET request could be directed, for example, to

You can check whether the production environment is functional (and not undergoing technical maintenance, for example) using the health check endpoint

Payment calculator​

There are three main ways to implement a payment calculator in production:

1. Partner's own solution​

The most developmentally demanding option is a partner's own solution built on calculation endpoints (see PSP TD nebo eshop TD). The advantage of this solution is, for example, the possibility of creating a calculator user interface entirely according to the partner's ideas and UX requirements.

2. Partner's partial solution using a JavaScript widget​

The golden mean is a solution where the e-shop's own backend uses a JavaScript widget from Home Credit, which handles the frontend part, calculates suitable offers, and, based on the result, prepares the e-shop backend data for calling the endpoint to create a loan application.

  • The JavaScript widget for the repayment calculator solution is available here

3. External repayment calculator issued by Home Credit​

This is the only option for partners cooperating in the "Tipař" mode

The simplest way, where, apart from securing the redirection of the client to the repayment calculation page via a simple link, no development is required.

A sample URI for redirection may look like this, for example

Please report any errors from the production environment via helpdesk@homecredit.cz